We have all heard the stories. We have seen the US public and the world at large slow to accept the reality. There are likely going to be some changes and effects of the Y2K that strike randomly in the communities around us in the coming months. The Y2K is not a singular day event, it is a series of events and risks that coincide during a six-month period with interrelated consequences dispersed across an 18-month period. The government, business, and banking communities seem to be going through the paces of readiness and testing, but what about the rest of us? What can we do to prepare and...