The private pension system, together with Social Security, has provided millions of Americans with income security in retirement. But over the past thirty years, pension coverage has stagnated, leaving behind some vulnerable groups. Defined contribution plans have exposed workers to greater investment risk, while cash balance and other hybrid plans may have adverse effects on older workers caught in the transition. Pension regulations, infamous for their complexity, can be bewildering to policy analysts and policymakers. Private Pensions and Public Policies sheds timely and much-needed...
The private pension system, together with Social Security, has provided millions of Americans with income security in retirement. But over the past...
As the population ages, policymakers must evaluate the nation's readiness to assist a growing group of people with conditions requiring chronic and long-term care. Based on the 2002 annual meeting of the national Academy of Social Insurance, this volume offers a variety of viewpoints from policymakers, researchers and experts who examine how well the needs of the elderly and disabled Americans are being met by modern financing and delivery systems in light of potential reform options. Particular attention is paid to care coordination issues - namely the impact of acute-care policies on...
As the population ages, policymakers must evaluate the nation's readiness to assist a growing group of people with conditions requiring chronic and lo...
Labor Day 1999 marked the 25th anniversary of the passage of the Employee Retirement Income Security Act (ERISA), the act that brought about sweeping reforms of the private-pension system. This volume examines the foundations and the future of the private-pension system.
Labor Day 1999 marked the 25th anniversary of the passage of the Employee Retirement Income Security Act (ERISA), the act that brought about sweeping ...
The worldwide financial crisis has wrought deep changes in capital and labor markets, old-age retirement systems, and household retirement and consumption patterns. Confidence has been shaken in both the traditional defined benefit and defined contribution plans. Around the world, plan sponsors, fiduciaries, policymakers, and households have gained a new awareness of retirement risk. When pressed to reform post-crisis, many would recommend enhancing financial advice for plan participants, emphasizing flexibility and the positive effect of working another one or two years to make up for...
The worldwide financial crisis has wrought deep changes in capital and labor markets, old-age retirement systems, and household retirement and consump...
