Credit scoring aims to quantify the likelihood of a prospective borrower defaulting on payment over a specified period of time. The credit score is calculated using increasingly sophisticated statistical models, which vary considerably between individual cases. This clearly-written and comprehensive text covers the scorecard development process and provides a practical how-to guide for those wanting to use and develop credit scoring techniques. Assuming little prior knowledge, the text includes the relevant statistical and mathematical tools, numerous real-life examples, and discussion of...
Credit scoring aims to quantify the likelihood of a prospective borrower defaulting on payment over a specified period of time. The credit score is ca...
For the city of Aberdeen the 1970s was indeed a time of change. North Sea oil came ashore and the city adapted to the benefits of being the oil capital of Europe. As well as recording those unique times for the North-east, this book's 400 images show the fashions, the growth of the suburbs, the protests and unrest.
For the city of Aberdeen the 1970s was indeed a time of change. North Sea oil came ashore and the city adapted to the benefits of being the oil capita...
