Catie Bay has worshiped much older Chad McCray since she was a child. When she fumbles a seduction attempt after her graduation from high school, she flees to Europe, hoping she can forget her unrequited love.

Four years later, Catie returns, now a beautiful, worldly woman, and Chad, the quintessential bachelor, takes notice. He's still not looking for love, but he wouldn't turn down a romp in the sack with sexy Catie. She's no longer the lovesick girl next door, though, and sometimes a man doesn't know what he wants until it's too late.

El Diablo strikes no fear in the heart of Dusty O'Donovan. The accomplished rider knows life holds much greater fears than a feisty stud bull. Diablo's owner, Zach McCray, is offering half a million dollars to anyone who can stay on him for a full eight seconds. That purse would go a long way helping rebuild Dusty and her brother's nearly bankrupt ranch.

Let a woman ride his bull? Not likely. Still, the headstrong Dusty intrigues Zach. Her father worked on the McCray ranch years ago, and Zach remembers her as a little girl when he was a cocky teen. Times change, and now she's a beautiful...