Disaster can strike at any time. Are you prepared?

Sometimes, as with a hurricane, you may get some notice; other times, in the case of a fire or an earthquake, you’ll receive no warning at all.

Most of the time, the disaster will leave your home and the surrounding area more or less intact. I’ve been in several earthquakes that damaged the furniture and windows of my apartment, but otherwise, everything was fine. When I lived in the mountains, there were forest fires that burned close to where I lived, but fortunately, there was no damage to my...