FBI agent Andie Henning is tracking a ruthless kidnapperplaguing south Florida, one who's out to prove that all human life can be valued in dollars and cents. But at every turn, he has slipped through her net. This time he's taken the wife of one of the state's richest horse breeders and is asking a ransom of $1 million. The stakes go up when Andie finds the woman -- dead.

Enter Jack Swyteck. He has a new girlfriend, Mia, and life is good -- until she goes missing. Then Jack gets a one-two punch: he discovers that his lover is married, and her rich husband receives a ransom demand...