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"Payments Systems in the U.S." is a comprehensive description of the payments systems (cards, checks, ACH, wires, and cash) that move money between and among consumers and enterprises in the U.S. In clear and lively writing, the authors explain how the payments systems work, how they evolved, who uses them, who provides them, who profits from them, and how they are changing. Anyone in the payments industry - or needing to use payments products - can benefit from understanding this. The third edition updates information about each system, adds a chapter on payments innovation, and includes...

Countless authors have swept us into the exotic east, but few based their tales there. In a time when westerners still spoke publicly about "the white man's burden," Harold Lamb was crafting action-packed stories featuring Arabs, Mongols, and Hindus as heroic, sympathetic, and believable characters: men of honor and integrity ready to lay down their lives for their countries and their comrades.

Assembled in this volume are four novellas and three short stories gleaned from the work of one of the greatest pulp writers. Lamb eventually won acclaim and awards for his accurate...

Dangerous Saviors...what would you do if your life rested in the hands of something that really wanted to EAT YOU...

Come journey through the realms of the next world where everything you know about Good and Evil are put to the test.

Samantha Garrett lives and dies a good life in the human world. She awakens a new creature, Samoda, a vampire-like warrior in the army of Nuem. She is forced to realize that she has become a part of a world that humans believe to be only "Legends of Darkness." Samoda finds her new life is entwined with the age old story of Greed, Love, Betrayal,...

The second book in the Remnants of Life Series follows the story of the Warriors in their age old battle against evil that constantly fights to take over the human world.

In "Witches" meet Kali and Seline, a set of seemingly human twins who discover their heritage, which is rich in the blood of the Strega. Learn about the Strega and the role they have played throughout history. Follow our hero's through Southwest Missouri and beyond as they pursue the demons and unravel the puzzle that has Kali and Seline right in the middle of it.

Twenty-one stories that will possess you Alien spectra that devour and derange. Haunted masks. Demons of rage and revenge, spirits of madness and mercy. Consuming AI, killer earworms, immortal cannibals, and entities beyond your comprehension. All these and more await you within A Breath from the Sky: Unusual Stories of Possession. Do you dare play host?