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It has been said: travel is the one investment that continues to be a great investment, whether as an "arm chair" traveller, or as passenger in/on some conveyance. From cave-man until today, we humans have been always been restless - migrating from land to land, whether by land or sea. After all, that is how continents were discovered and countries formed. In today's world, travel is getting away from it all, looking for a change of scenery, relaxing, recharging, exploring and learning; but, unfortunately hundreds and thousands of people are affected by poor economies that have caused most of...

Are your personal affairs a big mystery? Of course you don't confide that information to just anyone, but surely your husband, wife, child or your lawyer/solicitor/attorney should be aware of where you keep your insurance, home and other personal papers. Okay, so you've made a will, signed a Power of Attorney and perhaps prepaid your funeral - but have you told anyone? Does anyone know where you bank, where your investments are, your insurance policies, sources of income as well as your debts and other liabilities? 'Be Prepared' - the motto of Boy and Girl Scouts and Girl Guides, has stood...