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wyszukanych pozycji: 34
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Study of Prepaid Account Agreements
ISBN: 9781507620670 / Angielski / Miękka / 2015 / 30 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. In order to better understand the features and consumer protections currently provided by prepaid products, the Bureau conducted a study (the Study) of publicly available account agreements for prepaid products. The prepaid products included in the Study all appeared to meet the proposed definition of the term prepaid account in its proposed rule governing prepaid accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z), published concurrently herewith. Specifically, the Bureau sought to determine current industry practices in a number of...
In order to better understand the features and consumer protections currently provided by prepaid products, the Bureau conducted a study (the Study) o...
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cena:
60,49 |
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2014 CFPB Dodd-Frank Mortgage Rules Readiness Guide
ISBN: 9781505902495 / Angielski / Miękka / 2015 / 26 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. The Consumer Financial Protection Bureau (CFPB or Bureau) is updating the CFPB Dodd-Frank Mortgage Rules Readiness Guide (Guide) to help financial institutions come into and maintain compliance with the new mortgage rules outlined in Part I of this Guide. The CFPB has designed this Guide for use by institutions of all sizes. This Guide summarizes the mortgage rules finalized by the CFPB as of August 1, 2014, but it is not a substitute for the rules. Only the rules and their official interpretations can provide complete and definitive information regarding their requirements. This Guide...
The Consumer Financial Protection Bureau (CFPB or Bureau) is updating the CFPB Dodd-Frank Mortgage Rules Readiness Guide (Guide) to help financial ins...
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cena:
60,49 |
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Semi-Annual Report of the Consumer Financial Protection Bureau
ISBN: 9781507609781 / Angielski / Miękka / 2015 / 190 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. The Consumer Financial Protection Bureau (CFPB or Bureau) presents this Semi-Annual Report to the President, Congress, and the American people, in fulfillment of its statutory responsibility and commitment to accountability and transparency. This report provides an update on the Bureau's mission, activities, accomplishments, and publications since the last Semi-Annual Report, and provides additional information required by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank or Dodd-Frank Act). The Dodd-Frank Act created the Bureau as the nation's first federal agency...
The Consumer Financial Protection Bureau (CFPB or Bureau) presents this Semi-Annual Report to the President, Congress, and the American people, in ful...
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cena:
68,59 |
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Arbitration Study: Report to Congress, pursuant to Dodd Frank Wall Street Reform and Consumer Protection Act 1028(a)
ISBN: 9781540336538 / Angielski / Miękka / 2016 / 580 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. |
cena:
121,35 |
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Consumer credit reports: A study of medical and non-medical collections
ISBN: 9781507609941 / Angielski / Miękka / 2015 / 54 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. When a debt is seriously delinquent and the creditor sells the debt or refers the debt either to a collection agency or to an internal collection department, the collector or creditor can separately report the account to one or more of the three largest nationwide consumer reporting agencies (NCRAs) as an account in collections. The presence of a collections tradeline can have a negative impact on a consumer's credit score. There are currently an estimated 220 million consumers with a credit report at one or more of the NCRAs. Collections tradelines affect the reports of nearly one out of...
When a debt is seriously delinquent and the creditor sells the debt or refers the debt either to a collection agency or to an internal collection depa...
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cena:
60,49 |
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Payday Loans and Deposit Advance Products
ISBN: 9781499397031 / Angielski / Miękka / 2014 / 46 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. |
cena:
60,49 |
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Analysis of Differences between Consumer- and Creditor-Purchased Credit Scores
ISBN: 9781500995911 / Angielski / Miękka / 2014 / 42 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. When consumers purchase their credit scores from one of the major nationwide consumer reporting agencies (CRAs), they often receive scores that are not generated by the scoring models use to generate scores sold to lenders. The Dodd-Frank Wall Street Reform and Consumer Protection Act directed the Consumer Financial Protection Bureau (CFPB) to compare credit scores sold to creditors and those sold to consumers by nationwide CRAs and determine whether differences between those scores disadvantage consumers. CFPB analyzed credit scores from 200,000 credit files from each of the three major...
When consumers purchase their credit scores from one of the major nationwide consumer reporting agencies (CRAs), they often receive scores that are no...
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cena:
60,49 |
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Study of Prepaid Account Agreements
ISBN: 9781507620663 / Angielski / Miękka / 2015 / 30 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. In order to better understand the features and consumer protections currently provided by prepaid products, the Bureau conducted a study (the Study) of publicly available account agreements for prepaid products. The prepaid products included in the Study all appeared to meet the proposed definition of the term prepaid account in its proposed rule governing prepaid accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z), published concurrently herewith. Specifically, the Bureau sought to determine current industry practices in a number of...
In order to better understand the features and consumer protections currently provided by prepaid products, the Bureau conducted a study (the Study) o...
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cena:
60,49 |
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Financial Report of the Consumer Financial Protection Bureau: Fiscal Year 2014
ISBN: 9781507620793 / Angielski / Miękka / 2015 / 114 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. The Consumer Financial Protection Bureau (CFPB) is the Nation's only Federal agency whose sole focus is protecting consumers in the financial marketplace for products and services. When Congress created the Bureau through the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, it provided the CFPB with a number of tools to fulfill our mission to make those markets work for Americans. Over the past fiscal year we have continued to achieve specific and tangible results for consumers whether they are applying for a mortgage, borrowing for college, choosing a credit card, or using...
The Consumer Financial Protection Bureau (CFPB) is the Nation's only Federal agency whose sole focus is protecting consumers in the financial marketpl...
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cena:
60,49 |
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College Credit Card Agreements: Annual report to Congress
ISBN: 9781511400565 / Angielski / Miękka / 2015 / 116 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. The Credit Card Accountability, Responsibility and Disclosure Act ("CARD Act") requires the Consumer Financial Protection Bureau (CFPB) to submit to Congress, and to make available to the public, an annual report that lists information submitted to the Bureau concerning agreements between credit card issuers and institutions of higher education or certain organizations affiliated with such institutions. This report refers to these agreements as "college credit card agreements" or simply "agreements." Affiliated organizations include fraternities, sororities, alumni associations, or...
The Credit Card Accountability, Responsibility and Disclosure Act ("CARD Act") requires the Consumer Financial Protection Bureau (CFPB) to submit to C...
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cena:
121,18 |
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Consumers' Mortgage Shopping Experience: A first look at results from the National Survey of Mortgage Borrowers
ISBN: 9781508988557 / Angielski / Miękka / 2015 / 28 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. In the wake of the Great Recession, Congress created the Consumer Financial Protection Bureau (CFPB or Bureau) to protect consumers and help avoid any repeat of the conditions that had led to the financial crisis. It has been widely recognized that dramatic deterioration in underwriting standards led to severe dislocations in the mortgage market, which were transmitted through various mechanisms, including mortgage securitization, into extensive damage to the broader economy. This report examines information related to consumers' mortgage shopping experience, using responses from the National...
In the wake of the Great Recession, Congress created the Consumer Financial Protection Bureau (CFPB or Bureau) to protect consumers and help avoid any...
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cena:
60,49 |
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Financial Well-Being: The Goal of Financial Education
ISBN: 9781508830917 / Angielski / Miękka / 2015 / 50 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. A growing consensus is emerging that the ultimate measure of success for financial literacy efforts should be improvement in individual financial well-being. But financial well-being has never been explicitly defined, nor is there a standard way to measure it. This report provides a conceptual framework for defining and measuring success in financial education by delivering a proposed definition of financial well-being, and insight into the factors that contribute to it. This framework is grounded in the existing literature, expert opinion, and the experiences and voice of the consumer...
A growing consensus is emerging that the ultimate measure of success for financial literacy efforts should be improvement in individual financial well...
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cena:
64,53 |
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Report on the Use of Remittance Histories in Credit Scoring
ISBN: 9781523355099 / Angielski / Miękka / 2016 / 38 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. Credit scoring uses statistical modeling to predict whether a consumer will default on his or her debts. The quantitative estimates that these methods produce, called "credit scores," allow lenders to rank order consumers in terms of the credit risk they pose and are used pervasively in all aspects of consumer lending. As a result, having a good credit score is important for credit access. Moreover, since credit scores, or other scores generated from credit report information such as insurance scores, can be used for underwriting other financial services products, including checking accounts...
Credit scoring uses statistical modeling to predict whether a consumer will default on his or her debts. The quantitative estimates that these methods...
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cena:
52,40 |
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Advancing K-12 Financial Education: A Guide for Poliymakers
ISBN: 9781522867784 / Angielski / Miękka / 2015 / 80 str. Termin realizacji zamówienia: ok. 16-18 dni roboczych. |
cena:
52,40 |
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