This book is a family collaboration. The co-authors are Frank, Anthony and Steven Zaccari. The cover graphics are the design and creation of their nephew Nick Heeb. Frank Zaccari earned his bachelor's in finance from California State University at Sacramento after several years as a military medic in the U.S. Air Force. After earning his degree, he spent 20 years in the technology industry in various positions from account representative to CEO. He also has experience in turn-around management of companies under $100 million, but he left the business in order to be the primary caregiver of his...