I m a night owl who starts writing when everyone else in my time zone is asleep. I ve loved reading all my life and spent most of my childhood with my nose buried in a book. Although I always wanted to be a writer, financial independence came first. Twenty-some years and a successful business career later I took some online writing classes and never looked back. Living and working in seven countries has taught me that there's more than one way to get things done. It has instilled tremendous respect for the many different cultures, beliefs, attitudes and preferences that exist on our planet. I