When I was preparing to attend college as a High School student, I had no idea how to pay for it. I assumed that somehow if I applied for financial aid then my tuition would be taken care of. When I finally graduated, my tab was a whopping $36,000. Now at the time, my first job out of college was around $20,000 a year, which was consumed by living expenses. However, in spite of my insufficient income, lo and behold, I discovered a bill asking for $300 a month to start paying for the college education that was intended to make me more money after graduation. I simply could not afford it with al...