GORDON K. WILLIAMSON is one of the most highly trained and sought-after investment counselors in the country. A former tax attorney, he is the Branch Manager of LPL Financial Services, a brokerage firm in La Jolla, California. He is founder and Executive Director of the Institute of Certified Fund Specialists and is regularly featured on national TV and radio programs on investing. His fifteen other books include All About Annuities, The 100 Best Mutual Funds You Can Buy, and Low-Risk Investing.