Ellie Williams is a former brokerage firm manager with over 15 years of banking and brokerage experience. She has coauthored a number of books on finance, including "99 Great Answers to Everyone's Investment Questions", "All About Your 401(k) Plan", "The Smart Woman's Guide to Spending, Saving, and Managing Money", "101 Great Answers to the Toughest Financial Questions", and others." "The holder of six securities licenses, Williams owns MONEYWISE, a financial training and education firm dedicated to helping investors make educated financial decisions--and always know the right questions to ask...