Liz Pulliam Weston is the most-read personal finance columnist on the Internet, according to Nielsen//NetRatings. She's also an award-winning, nationally syndicated personal finance columnist who can make the most complex money topics understandable to the average reader. She is the author of the national best-seller "Your Credit Score: How to Fix, Improve and Protect the 3-Digit Number that Shapes Your Financial Future "and of "Deal with Your Debt: The Right Way to Manage Your Bills and Pay Off What You Owe," She also was a contributor to "The Experts' Guide to the Baby Years," Liz's columns