Varma, Pankaj

Pankaj Varma is an MSc (Hons School) in Physics. He started out as a Probationary Officer in State Bank of India and retired as a Deputy General Manager in a career spanning four decades. He now lives in Panchkula (Chandigarh) with his wife and his mother. He is a prolific writer and has written several books and training material for his bank as well as for other institutes. This is his first novel.