Born in California and raised in rural Georgia, Ryan Shaffer learned firsthand the importance of financial literacy and discipline, getting his first job at age twelve and working on a farm throughout his teenage years. A business owner by age twenty-four, Ryan is also a consultant, investor, speaker, and educator on financial acuity. He graduated from Southeastern University with a degree in communications and lives in Athens, Georgia, with his wife, Ashleigh. For more on Ryan and tips and insider secrets related to furthering your financial well-being, visit howtogetraise.org.