Nathaniel T. Schutta is a software engineer from the Twin Cities area of Minnesota with extensive experience in the financial services arena primarily developing J2EE-based Web applications. He holds a master of science degree in software engineering from the University of Minnesota. For the last several years, he has focused on user interface design by contributing to corporate interface guidelines, and has consulted on a variety of web-based applications within his organization. A longtime member of the Association for Computing Machinery's Computer-Human Interaction Special Interest Group,