Born and educated in Ontario the middle child of a Presbyterian minister and a Scottish Mother, I understood what it meant to live on a budget and be happy. Even though my Dad's salary was meagre, if we did without, I never knew. At 22, I was lucky and ambitious enough to have my cousin introduce me to the world of financial trading. I moved through the ranks from the floor of the stock exchange, to the retail desk and onto the institutional side where I eventually became Vice President of Trading, Partner and finally Director and Owner of a Brokerage Firm. I worked for some of the largest nam...