Tom Raymond has more than thirteen years of experience in the wealth management industry. He has authored several columns and reports on investment topics, along with having taught macroeconomics. Apropos to mention, he has been quoted in the Philadelphia Inquirer and The Wall Street Journal. He was born, raised, and now resides in suburban Philadelphia with his wife and two boys. He has an undergraduate degree from Penn State, University Park campus, along with graduate degrees from Drexel and Villanova, and is a CFA charter holder to boot.