Jon Raymond is an independent filmmaker, writer, and photographer, and web developer.He has written and directed numerous short and feature narrative and documentary films through his independent company, Out in the Street Films. He recently produced and direct and feature documentary, got healthcare?, on health care reform. He has written, produced, directed, and edited numerous short documentary and narrative films. He is currently producing and directing a short film version of this project, Credit Risk, currently in pre-production. The short and teaser will be used to find funding for the