ROBERT RACHLIN, BBA, MBA, is President of Robert Rachlin Associates and is an internationally known author, lecturer, and consultant in the area of financial management. He has spent over 40 years in planning and budgeting positions with such companies as Texaco, Gulf + Western, General Foods, SCM, and other well-known organizations. During those years Mr. Rachlin developed policies and procedures, financial reviews, board of directors reports, pricing strategies, mergers and acquisitions, budgeting, planning, and overall financial assignments. Such financial topics presented to executives aro...