Bill Pratt is an Assistant Professor at Piedmont Virginia Community College where he teaches Business and Finance. Bill speaks to college students across the country about personal finance and is the author of two books; "The Graduate's Guide to Life and Money" and "Extra Credit: The 7 Things Every College Student Needs to Know About Credit, Debt & Ca$h." He currently serves as Vice President of The Money Professors, a financial education company. Bill understands money as a former industry insider, working as a Vice President for the credit card division of Citigroup, earning his MBA in finan...