John C. Payne was born in Chicago but moved to Wisconsin as a youth. He is a retired service member of the US Army and successfully operated three small businesses in the past. He loves to write and teach. John was an adjunct professor in business at several universities and spent many post-military years in the field of health care administration. He holds a B.S. degree from St. Norbert College in DePere, WI and a Masters in Public Health from The University of Michigan, Ann Arbor, MI. John is married with three adult children. He resides permanently in San Antonio, TX.