Michael McKelly has worked for financial institutions for over ten years, and has been employed by both banks and credit unions as a marketing director, product development specialist, business development officer, and public relations officer. He has many years of experience in community outreach and as a public speaker on the topics of banking, wealth management, the real costs of credit, and credit union advocacy. Michael is a veteran of 20 years of active duty military service with the United States Army, a former magazine publisher, freelance writer, and author of two previous books in ot...