Tim Maurer is a speaker, blogger, author, and financial advisor. As director of personal finance for the BAM Alliance, a collective of over 140 financial advisory firms serving over 19,000 individuals throughout the United States, he serves as an industry thought leader to the media and educator to both consumers and financial advisors. He is a regular contributor to CNBC, "Forbes", "Time/Money", and Forbes.com, and on his own website, www.timmaurer.com. He is the coauthor with Jim Stovall of "The Ultimate Financial Plan" and was recently chosen as one of only twenty financial advisors nationw...