Kimberly Lankford is a contributing editor for "Kiplinger's Personal Finance" magazine and featured columnist on Kiplinger.com, where she has been helping readers with their financial questions for more than a decade. She is frequently featured as a personal finance expert on radio and television, including NBC's Today Show, the CBS Early Show, CNN, National Public Radio, and Fox News. Kim is also the author of "Rescue Your Financial Life" and "The Insurance Maze".