Michael F. Lane is the President of the Advisor Resources division of AEGON Insurance Group, a major provider of some of the lowest cost, globally diversified variable annuities in the industry. Lane is responsible for creating and marketing no-load variable annuities through a nationwide network of registered investment advisors and financial planners. Before joining AEGON Insurance Group, he was a vice president and regional manager for Dreyfus, Inc. Lane is a contributing author to Personal Financial Planning, Investment Advisor, and Financial Planning magazines, where he frequently writes