MARIO LA TORRE is currently Full Professor in Banking and Finance and Director of the MA course in Film Art Management at the University of Rome "La Sapienza," Italy. His publications include "Securitisation and Banks," "Postbank in Italy" and "Mergers & Acquisitions in Banking," Recent articles concerning microfinance include "Modern Microfinance: The Role of Banks" and "Ethical Finance and Microfinance," GIANFRANCO A. VENTO is a post doc scholar in Microfinance at the University of Rome "La Sapienza," Italy. He was previously an analyst in the Banking Supervision Department at The Bank o...