Charlie R. Kirven is the award winning founder of Money & Investment Concepts, a registered investment advisor firm that specializes in retirement planning and investments. For 28 years he has helped middle-income Americans make the most of their retirement dollars. His philosophy is, "Retirement is about the rest of your life," so his investment philosophy involves the least amount of investment risk possible, with the intent of providing ever increasing income to his retirement clients for as long as they live. He is a gifted retirement seminar speaker, in high demand and speaks at dozens of...