Mark King is an award-winning personal finance journalist and editor. He spent more than 16 years at the Guardian and Observer writing on personal finance and investment issues. He is now editor of Moneywise magazine and website and regularly appears on BBC Radio. Mark has been shortlisted for an award at the 2015 Headline Money Awards, which recognise the work of financial journalists. Laura Whitcombe is a personal finance journalist and the deputy editor of Moneywise magazine and website. She is a contributor to Spectator Money and has also written for The Spectator and Money Observer. She i...