Stephen J. Kelley, CSA(r) is a respected financial and business consultant and founder of Senior Resources. For over 20 years, he has helped individuals and organizations raise money, manage their finances and achieve best business and financial practices. A Certified Senior Advisor(r), Steve has for the past 10 years specialized in working with seniors and boomers who are either in or preparing for retirement. Steve often says that his proudest achievement is that not one of his clients has ever lost a dime due to market volatility or risk. He has built his practice on the premise, "The most