Charlotte Holt holds a Bachelor of Arts in English and a Master of Education in Special Education. A freelance writer, speaker, and Bible study leader, she resides in Kingwood, Texas with her husband, Charles. Multi-published in both articles and books, she professes, "A seed of faith; a stalk of victory." She believes God has chosen her heart to write for him. Not only does she refer to herself as CH for Charlotte Holt, but also for Chosen Heart.