Monique Harps is a personal finance enthusiast and Dave Ramsey fan. She started her total money makeover journey in July 2007. In December 2012 she became debt free paying off a total of $104,616. Today she is still following the teachings of Dave Ramsey. Monique is originally from Wichita Falls, TX and currently lives in Tulsa, OK. She works as a supply chain analyst in the aviation industry.