Michael Stephen Hamlin received his bachelor of administration degree in finance from Western Michigan University and worked five years in the insurance industry before volunteering for service in the US Army. Sgt. Hamlin served four years including a 16 month tour in Iraq as an infantry team leader. During his service, Sgt. Hamlin observed many young and older military personnel making both good and bad financial decisions. He hopes this book will enhance good financiial decisions, and aid many service members in taking control of their finances and building their wealth.