Born in 1950. Graduated in 1994 from University of Karachi, Pakistan. Working since 1968 after passing 10th grade. Joined a private bank in 1970 as junior officer. Bank stands nationalized in 1974. Worked in the same bank in various capacities and sought pre-mature retirement during 1997 while working as Vice President, when downsizing started. Whereafter worked for two years as Sub-Editor with a local news agency. Also worked as owner administrator of a private secondary school and taught English Grammar to all levels.