Tom Emerick, president of Emerick Consulting, is an expert on the topic of health care economics. A consultant and frequent speaker, he has been named by Healthspottr as one of the top one hundred innovators in US health care for his work on medical ethics and is highlighted in the "Forbes" article "13 to Watch in 2013: Unsung Heroes Changing Health Care Forever." Emerick previously worked with Walmart as vice president of global benefit design, which involved planning and managing benefits for over 1.6 million employees. He has also worked with British Petroleum, Burger King, and American Fid...