Louis Eeckhoudt is Professor of Economics at the Catholic Faculties of Mons (Belgium) and Lille (France) and Associate Member of the Center for Operations Research and Econometrics (CORE), Louvain-la-Neuve (Belgium). Christian Gollier is Professor of Economics at the University of Toulouse and a Research Fellow at CESifo, a joint venture of the University of Munich's Center for Economic Studies (CES) and Germany's Ifo Institute. His previous book, "The Economics of Risk and Time," won the prestigious Paul A. Samuelson Award. Harris Schlesinger is Professor of Finance and Samford Chair of Insur...