Over the past 10 years, I have dedicated much of my time to becoming educated about how increasingly high debt levels impact a households' financial stability over a lifetime. The common theme that I have identified is the rarity of money management education in formal classroom learning. Although there may be many resources utilized to address the topic of money management education, I have concluded that those resources prove to be most valuable when used in conjunction with a formal classroom curriculum. A curriculum outlined to educate and empower students to apply best practices in spendi...