J.D. Davis is a former corporate vice president and consummate global business leader in the industries of: philanthropic development, education, financial services, publishing, airlines, and manufacturing. Her expertise in operational leadership, strategic planning, and customer relationship management, coupled with her passion to help others, paved the way for her to write this book. She shares her successful concept to "Apply for Disability On-Your-Own" and "how to" get APPROVED THE FIRST TIME; and how she received her benefits within FOUR (4) months. She applied and did it, and is honored