TARAS COLLUM SR., grew up in impoverished neighborhoods in Mississippi. Food stamps and government assistance were the norm. Money always ran out before the end of the month. He remembers how eating out of garbage cans became normal. As a matter fact, his grandmother used to bring home trash bags full of hamburgers that fast food restaurants would throw away at the end of the night, and trash bags of day-old doughnuts that were thrown away. He has since graduated college and now teaches people how to successfully manage their money.