Alan Cohn and Stephen Cohn are the founders of Sage Online, a leading online community and provider of mutual fund information, and Sage Financial Group, Inc., a financial planning and asset management firm. They are both certified financial planners and were named as two of the most powerful people in the mutual fund industry by SmartMoney magazine. Frequent speakers around the country to both individual investors and financial industry groups, they appear regularly on radio and television. Sage is available via the America Online Personal Finance Channel at AOL keyword: Sage.