Tim Chang Author of "The Greatest Enemy is You," a common sense approach on personal finance, business and investments; tips on how to conquer abuses in the present financial and tax system Professional Qualifications: * Certified Management Accountant * Certified Financial Planner * Certified Payroll Manager * Fellow Chartered Management Accountant (UK) Experience * 30 years in Accounting, Taxation Consultancy and Financial Planning * Entrepreneur and owner of numerous businesses, for example, D!AL TAX Professional Corporation, an accounting & taxation practice since 1982 * 6 years in Financi...