Taylor Janaya (T.J.) is the smartest and cutest kid that has ever lived. Born to two great parents, she is arguably the luckiest kid as well. Through the knowledge and values that her great parents have taught and will continue to teach her, she will one day become one of the greatest human beings who has ever walked the face of this earth! (Written by her Mother) Ash'Cash is a Personal Finance Expert, Author, Motivational Speaker, and Business Consultant with more than 10 years of banking experience. Widely recognized for his charisma, outgoing personality and his passion for financial litera...