Timothy was born in 1953 in northwestern Pennsylvania, and raised in Longmont and Estes Park, Colorado. He graduated with honors from the University of Colorado, Boulder, College of Business. During the past twenty-five years, he has had a widely varied business career as a CPA, Financial Consultant, and business executive in the ski resort, building and development industries. He has one son and currently resides in Prescott, Arizona, with his wife Laura, and the Dobermans, Pee Wee and Doja. An accomplished speaker and seminar leader, Timothy has devoted the last fifteen years of his life to