Roger S. Busse (BA, Reed College; MTS, Harvard Divinity School) has enjoyed a distinguished career in risk assessment, finance, and banking. Busse is currently president of a $1.5 billion community bank and was formerly a senior vice president and manager of risk assessment and portfolio risk administration for US Bancorp. He is a certified management consultant, a senior associate with the Risk Management Association, and an adjunct professor. A frequent speaker on ethics, Busse is the author of two widely used industry texts, The Essentials of Commercial Lending and Business Profiles.