Hubert Bromma is the founder and CEO of The Entrust Group with headquarters in San Francisco. A leading authority on the diversification of assets in tax-free and tax-deferred environments, he has written several books and appears frequently on television and radio financial programs. Lisa Moren Bromma has 30 years investing experience, primarily in real estate and in the cash flow industry. She is the author of "Wise Women Invest in Real Estate" and "Real Estate Investing for the Utterly Confused" and editor of "Wise Women Investor."