Bernie Bourdeau is the author of CAUSED & EFFECT, the first episode in the Linda Baldwin series. He was born and raised in Cohoes, NY a small city a few miles north of Albany, New York's capital. He spent the first half of his career working in government, most of it as a senior economic advisor to the State Senate, where he specialized in financial services issues. He developed an interest in property & casualty insurance while working for the Senate. He spent the second half of his career as president of the New York Insurance Association, a trade group of property & casualty insurance compa...