Kara Boniecka's love of finance and markets goes back to her earliest days. She fondly remembers playing "banker" with her stuffed animals and being thrilled at age 7 to be given responsibility to go inside Bell Federal Bank to submit her parents' mortgage payment. As she grew older, she honed her financial acumen through academic rigor. She graduated from Harvard University at age 19 with an AB in applied math with economics. Later, she attended the Wharton School at the University of Pennsylvania where she obtained an MBA in finance and graduated top 5% in her class. Boniecka has worked for