Nothing in the known universe travels faster than a bad check. As soon as you mention something, if ita (TM)s good, it goes away; if ita (TM)s bad, it happens. When all else fails, blame Murphya (TM)s Law, the popular adage that states if anything can go wrong, it will. For more than thirty years, the "Murphya (TM)s Law "calendar has provided laws and principles on things that go wrong. Whether the topic is technology, politics, relationships, or just everyday life, when things go bad, it can always get worse.